22. If the Operating Fund runs short of money during the fiscal year, can the shortfall be made up from the Contingency Reserve Fund?

No, but money can be borrowed from the Contingency Reserve Fund so long as it is paid back by the end of the fiscal year. See SPA regulation 6.3 for details.  A Special General Meeting must be called to authorize an additional assessment to pay expenses for the balance of the year if the Contingency Reserve Fund cannot otherwise be paid back.